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Monthly Archives: December 2021

    HELP, A HOUSE WE WANT TO BUY SMELLS AWFUL

    By Dave Kimbrough | December 30, 2021

    Dear Dave, After months of house hunting,  we have found one that is within our budget and which perfectly suits our needs.  The problem is house odors.  The sellers are an older couple who both smoke and who have a dog and two cats that stay indoors most of the time.  We have mentioned our... Read More

    WHAT’S THE DEAL WITH $0 DOWN HOME LOANS?

    By Dave Kimbrough | December 24, 2021

    Dave, I occasionally see houses that are advertised as “no money down.”  Isn’t this what got us in trouble, when the housing bubble occurred?   How are they doing $0 down loans again and why would we go back to the same loans that sank the economy back in 2010?  I must admit that I... Read More

    HOW TO UP YOUR WINTER CURB APPEAL

    By Dave Kimbrough | December 17, 2021

    Dave, We are getting ready to put our house on the market and need your advice. Our home’s landscaping and curb appeal is super cute when everything is blooming in the spring…the only problem is that it’s not spring! When you drive up to our house it’s just kind of…blah. Everything is brown and dead... Read More

    IS OWNER CARRY A GOOD IDEA

    By Dave Kimbrough | December 13, 2021

    Dave, My wife and I wish to sell our home and retire to Arizona. We are in a position that we would  consider doing “owner financing” when we decide to sell. Our money market investments are a lousy return and doing owner financing with the sale of our home appears to us as an opportunity... Read More

    HOW TO GET STARTED INVESTING IN RENTAL PROPERTIES

    By Dave Kimbrough | December 6, 2021

    Dave ‑ I have about 150K that I am wanting to invest in a rental property. I was all set to find my property and my realtor suggested that instead of buying the property with cash, that I use that money to buy several properties which I would have smaller mortgages on.  I really don’t... Read More

    HOW TO MAKE A GOOD OFFER ON A HOME

    By Dave Kimbrough | December 3, 2021

    Dave, We’ve got a few questions on home prices. Do Realtors list homes at a higher price knowing that most offers will come in below asking price or are homes listed for close to their estimated value? We are going to be looking for a home in the upcoming months and are wondering how we... Read More