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Author Archives: Dave Kimbrough

    CAN YOU ADD RENOVATION COSTS INTO YOUR MORTGAGE

    By Dave Kimbrough | March 27, 2025

    Dave, We have seen several older homes that need a lot of work to bring them up to acceptable standards. We’re more than happy to purchase a “Fixer Upper” but we’re not sure where the funds to do so would come from. Unfortunately, we’ve got a lot of knowledge and determination to really turn a property... Read More

    HELP! HOW CAN I FIX MY CREDIT TO BUY A HOUSE

    By Dave Kimbrough | March 20, 2025

    Dear Dave, I would really like to be able to buy a house this winter or early spring? However, I don’t have a very good credit score. Five years ago I had a foreclosure and two years ago I changed careers to get out of the natural gas industry and several bills were late, including... Read More

    HOW DO YOU PAY FOR YOUR KIDS DOWN PAYMENT ON A HOUSE

    By Dave Kimbrough | February 13, 2025

    Dave, Our oldest daughter is getting married in a few months and we would like to gift her and her future husband a down payment on their first home together. What is the best way to go about this? Should we talk to the lender with them, or simply gift them the money once they... Read More

    DAVE’S 2025 HOUSING MARKET PREDICTIONS

    By Dave Kimbrough | January 10, 2025

    Happy New Year!  Much has changed over the past 12 months and last week we revisited my predictions for 2024…..some hits and some misses, but isn’t that the way it always goes.  This week we are going to look through the windshield at what I see coming for 2025. Let me also say that there... Read More

    HOW DID DAVE’S 2024 HOUSING MARKET PREDICTIONS TURN OUT

    By Dave Kimbrough | January 10, 2025

    What an interesting year 2024 was!  I, for one, will say that I am happy it is in the rearview window, but before we altogether (next week) move on to my predictions for 2025 and start living life through the windshield, let’s take a quick look at how my predictions for 2024 fared.  Spoiler alert…….The... Read More

    HOW DOES THE ELECTION AFFECT THE HOUSING MARKET PART 2

    By Dave Kimbrough | September 9, 2024

    Dear Dave My husband and I are thinking about selling our house.  We were at a BBQ this past weekend and got on the topic with our friends and they told us that during the election cycle is one of the worst times to think about buying or selling a home.  They’re not Realtors but... Read More

    HOW DOES THE ELECTION AFFECT THE HOUSING MARKET PART 1

    By Dave Kimbrough | September 9, 2024

    Dear Dave My husband and I are thinking about selling our house.  We were at a BBQ this past weekend and got on the topic with our friends and they told us that during the election cycle is one of the worst times to think about buying or selling a home.  They’re not Realtors but... Read More

    SHOULD WE CONVERT OUR GARAGE TO LIVING SPACE

    By Dave Kimbrough | August 16, 2024

    Dear Dave, I own an older home, built in the 1980’s. I’m doing some upgrades this spring and am considering adding on to it. I recently saw a home that was a similar age and when they remodeled they turned the 2 car garage into a living room and opened up the adjoining wall into... Read More

    DO YOU HAVE TO USE A REALTOR TO BUY A FSBO

    By Dave Kimbrough | July 12, 2024

    Dave, We’ve been on the hunt for a new house! We’ve used an agent to look at four houses so far, but last night we were driving through a neighborhood that we love and saw a great house that is currently for sale by owner. We called the phone number on the sign and they... Read More

    SHOULD WE CARPET OUR BEDROOMS

    By Dave Kimbrough | July 5, 2024

    Dear Dave, Two years ago we completely remodeled our kitchen and replaced all of the tile floors throughout the home and living areas with laminate wood, but decided to wait to replace the bedrooms’ existing carpet for financial reasons. We will be selling our home next year and are ready to replace the carpet, but... Read More