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Category: Home Buying

    WE WANT TO DOWNSIZE OUR HOME BUT WHERE DO WE START

    By Dave Kimbrough | May 26, 2023

    Dave,We have been living in Grand Junction for nearly 12 years. When we moved here, we had our 3 children living at home and our lifestyle required much more space, inside and out, than it does now. We are in our late 50s and have a large home on several acres and we need to... Read More

    CAN YOU ADD HOME IMPROVEMENT COSTS TO YOUR HOME LOAN

    By Dave Kimbrough | May 4, 2023

    Dave, We have seen several older homes that need a lot of work to bring them up to acceptable standards. We’re more than happy to purchase a “Fixer Upper” but we’re not sure where the funds to do so would come from. We do not have a lot of cash to put in the home after... Read More

    HOW DO YOU FIND THE BEST REALTOR IN A NEW TOWN

    By Dave Kimbrough | May 4, 2023

    Dave, We will be moving out of state, to a city where we know absolutely no one.  How do we go about finding the “best” realtor to help us in our new location? Thanks Andrew, Grand Junction Andrew, Great question.  There are several ways to go about finding an agent in the city where you... Read More

    IS RADON PRESENT IN WESTERN COLORADO

    By Dave Kimbrough | April 21, 2023

    Dave, Our question is not as much a question as it is to get your opinion.  We recently purchased a new home and during our inspection process we asked our agent about getting a Radon Test and she told us there really was not any radon in the valley and we did not need one. ... Read More

    HOW MUCH DOES YOUR NEIGHBORS HOUSE AFFECT YOUR PROPERTY VALUE

    By Dave Kimbrough | April 4, 2023

    Dave, We have been watching a couple of homes that have been on the market for a couple months and we would be happy with either, but we really do like one of them quite a bit better than the other. Neither are perfect, but the one we like the most has two homes on... Read More

    HOW DO I IMPROVE MY CREDIT SCORE

    By Dave Kimbrough | March 22, 2023

    Dear Dave, I would really like to be able to buy a house this late spring or at least by the end of the summer! However, I don’t have a very good credit score. Five years ago I had a foreclosure and two years ago I changed careers to get out of the natural gas... Read More

    DO YOU HAVE TO GET A HOME INSPECTION

    By Dave Kimbrough | March 2, 2023

    Dave, My husband and I have been looking at homes and our real estate agent has advised us that when we purchase, we need to have a professional home inspection done by a home inspector. My husband’s brother is a general contractor who has been building homes for over 15 years in Denver. He told... Read More

    HOW DO YOU GIFT SOMEONE A DOWN PAYMENT FOR A HOME

    By Dave Kimbrough | February 16, 2023

    Dave, Our oldest daughter is getting married in a few months and we would like to gift her and her future husband a down payment on their first home together. What is the best way to go about this? Should we talk to the lender with them, or simply gift them the money once they... Read More

    CAN YOU BUY AND SELL A HOME AT THE SAME TIME

    By Dave Kimbrough | February 16, 2023

    Dave, We are getting ready to sell our house and buy another in a different part of town. Do we need to talk to our bank before looking at homes? We already have an idea of what our price range for the new house will be based on our current home’s value. Another question: do... Read More

    HOW DO WE TIME OUR MOVE SO WE DON’T HAVE TO MOVE TWICE

    By Dave Kimbrough | January 19, 2023

    Dave, Our plans are to move in August/September to Oklahoma to be near family, as we have grandkids who live there.  I will qualify for retirement late this summer and need to make sure we remain in Grand Junction until that time.  We are aware that interest rates are still attractive and our local market... Read More